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  Geneva is a far-western suburb of Chicago located in extreme eastern Kane County, Illinois. As of the 2000 census, the city had a total population of 19,515. It is the county seat of Kane County. Geneva is a popular tourist destination with its scenic location along the Fox River and well-known shops and restaurants. Geneva is located along the Union Pacific/West line of the Metra commuter rail system which provides frequent service to downtown Chicago, just 36 miles away. There is an extensive bike trail system in Geneva including portions of the Fox River Trail and the Illinois Prairie Path. Geneva has an active historical society, the Geneva History Center, located in downtown Geneva. Geneva is part of a tri-city area, along with St. Charles and Batavia. The area is currently experiencing a high level of population growth as Chicagoland spreads further and further west. Once known as one of Chicago's furthest west reaching suburbs, Geneva is now becoming more centrally located as further west suburban locales such as La Fox and Elburn quickly develop. However, as the population of Geneva is changing, the town is fully retaining its' class and uniqueness that set it apart from the rest of Chicagoland. The city is home to the Kane County Cougars baseball club of the Midwest League. Every year in the fourth week of June, Geneva celebrates "Swedish Days", a five day long festival. |  | | | Windmill | |
Request my Free Relocation Package. It's packed full of useful and important information about the Geneva, St.Charles and Batavia, Illinois area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out...
First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What trendy and highly unusual hotel must be totally rebuilt every year?
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| A |
Sweden's popular Ice Hotel, which has 60 double rooms, 25 suites and an interior temperature of 20 degrees, starts melting to the ground in May and is rebuilt every winter. |
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