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Scott Gerami, REALTORŪ, real estate agent and broker for Naperville, Plainfield and Oswego Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)






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Geneva: Naperville, Plainfield and Oswego Illinois home buying, real estate listings, and homes for sale in DuPage                         County, IL
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Downtown Geneva

Geneva Website
 

Geneva is a far-western suburb of Chicago located in extreme eastern Kane County, Illinois. As of the 2000 census, the city had a total population of 19,515. It is the county seat of Kane County. Geneva is a popular tourist destination with its scenic location along the Fox River and well-known shops and restaurants. Geneva is located along the Union Pacific/West line of the Metra commuter rail system which provides frequent service to downtown Chicago, just 36 miles away. There is an extensive bike trail system in Geneva including portions of the Fox River Trail and the Illinois Prairie Path. Geneva has an active historical society, the Geneva History Center, located in downtown Geneva. Geneva is part of a tri-city area, along with St. Charles and Batavia. The area is currently experiencing a high level of population growth as Chicagoland spreads further and further west. Once known as one of Chicago's furthest west reaching suburbs, Geneva is now becoming more centrally located as further west suburban locales such as La Fox and Elburn quickly develop. However, as the population of Geneva is changing, the town is fully retaining its' class and uniqueness that set it apart from the rest of Chicagoland. 

The city is home to the Kane County Cougars baseball club of the Midwest League. 

Every year in the fourth week of June, Geneva celebrates "Swedish Days", a five day long festival. 

 

Links:

www.Geneva.il.us 
- City of Geneva

www.Geneva.lib.il.us  -Library
www.Genevachamber.com -Chamber of Commerce

Windmill

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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
Where would you go to visit the largest ancient castle in the world?

A 
You would travel to Prague, Czech Republic, to see the Prague Castle, built in the 9th century, with a total surface area of 18 acres.
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Scott Gerami, REALTORŪ, real estate agent and broker for Naperville, Plainfield and Oswego Illinois home listings, property and land for sale - NUMBER1EXPERT(tm)

Scott Gerami - Broker/Owner -ABR, GRI, e-Pro, CSC
Real Time Realty, LLC.

424 Fort Hill Drive, Suite 134
Naperville, IL. 60540
Toll Free:: 800-297-9772
Direct:: 630-357-4800
Cell Phone:: 630-670-5802
Fax:: 630-206-0386
Email: Scott@NaperHomes.com

Since 1986, I have served the housing needs of individuals and families in the Western Suburbs. As a resident of the Naperville area, one of the fastest growing areas in the United states, I have become aware of the many housing opportunities available for the first time buyer to the empty nester. I am involved in many community organizations throughout the Western Suburbs. and have become a familiar face to many of the builders and financial lending institutions in the area.

ABReProEqual HousingGRIMLSRELO



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